Click on “Apply for a Loan” on the top right corner of the screen and fill in your loan offer details. At this stage, you need to set the various parameters of your loan offer. You can set the type of the token you will be pledging your collateral with, the amount of collateral that you are willing to put in, the premium you are willing to pay for the lent ETH and a few other details of the loan offer. Please note that in order to incentivise the platform for both borrowers and lenders, we have kept the collateral amount required to be fixed at 1.5x of loan amount.